17 Best Quicken Alternatives for (Free & Paid Options) 2023
Quicken was once the best money management tool on the market. Heck, it was practically the only tool on the market. Now? Not so much.
Over the last few years, little has been done to improve Quicken’s features. Intuit (famous for programs like Quickbooks and TurboTax) sold its ownership rights to Quicken in 2016. Since then, rumors have swirled that Quicken will shut down its program for good.
Luckily, Quicken is not your only choice for personal finance software. These days, you have plenty of options to manage your money. Even better, some of the best Quicken alternatives are free!
So, if you’re looking for a new money management program, you’re in the right place. Check out our list of the top 16 alternatives to quicken below.
17 Best Alternatives to Quicken
Without further ado, here is our list of the best replacements for Quicken in 2023!
1. Personal Capital
Personal Capital is our favorite free Quicken replacement. We’ve used it for years and are amazed by this powerful program.
What’s so great about Personal Capital? For starters, it’s free. Considering they offer a comprehensive collection of money tools in one convenient place, we think that’s pretty awesome.
With Personal Capital, you can track your spending, net worth, and investments. You can also use it to check your investments for expensive fees and calculate whether you’re saving enough for retirement. These tools are all 100% free and available after a simple sign-up process.
So, how does it work?
In short, Personal Capital synthesizes the data from all your accounts and delivers a complete financial picture that’s easy to understand. Just link Personal Capital to your bank, credit, and investment accounts and let the program do the heavy lifting. It imports your transactions and calculates how your spending aligns with your budget.
Why We Love It: Unlike other alternatives to Quicken, Personal Capital is more than just budgets. And, since it is free, it makes a great compliment to some of the other programs as well.
Personal Capital also offers a powerful investment management tool. Its user-friendly interface tracks your asset allocation, monitors investment performance, and analyzes your fees. It even considers your retirement goals and estimates your retirement income/expenditures based on your financial data. And, of course, Personal Capital also calculates the value of your assets relative to your debt (i.e., your net worth).
What’s Not to Like: Although the budgeting and expense tracking tools work well for us, some users may find them to be a bit too basic. Additionally, this program lacks online bill management capabilities, but don’t let that be a deal breaker.
You can always use Personal Capital’s tools while using another Quicken alternative for your day-to-day money management needs. These are free tools, so you’ve got nothing to lose! Check out our complete Personal Capital review for more information.
Regarding Quicken replacements, Tiller ranks near the top of the pack. This financial tracking tool uses Google Sheets (Gmail account required). So, if you’re into spreadsheets, Tiller might be your thing.
Although it began as a solution for budgeting, Tiller has evolved into more than just a budgeting program. It can also help you prepare for tax season by running detailed reports on itemized deductions, annual spending by category, and more.
For self-employed individuals and freelancers, Tiller offers a nifty tool that helps determine your estimated quarterly taxes. They also provide a debt snowball worksheet and some simple net worth tracking.
To get started, link your bank accounts to the program. Then, Tiller automatically downloads your financial transactions into Google Sheets daily.
From there, you can take advantage of Tiller’s limitless customization options. They provide multiple budgeting templates, but you can create a brand-new spreadsheet unique to your preferences.
Why We Love It: Besides the powerful budgeting and financial tracking options they offer, Tiller sends you a daily email summary of your financial activity so you always know exactly what’s happening with your money.
You can try Tiller for free for 30 days to see if it meets your needs. After that, it’s about $5 a month or free for a year if you’re a student.
If you’re looking for a money management tool that excels at financial tracking while offering budgeting, monitoring, and alerting services, look no further than MoneyPatrol.
It connects to over 15,000 financial institutions and automatically imports financial data from your bank, credit card, mortgage, student loan, and investment accounts. It displays a summary of your overall financial picture on your dashboard, which is especially useful for people with accounts at more than one bank.
MoneyPatrol sorts your bank and credit card transactions into customizable spending categories, labeling them by the merchant. It produces a slew of charts, graphs, and reports to help you understand exactly how, when, and where you’re spending your money. The budgeting function allows you to plan a monthly budget for each category and tracks how your spending aligns with those budgets.
If powerful financial tracking and solid budgeting capabilities weren’t enough, MoneyPatrol takes it one step further with a comprehensive alert and notification system. You get to text and email notifications (you can choose to receive just one or the other if you like) when money moves out of your account. That way, you’re always aware of your cash flow. But it’s not as simple as letting you know when money is moving. MoneyPatrol monitors your spending history for patterns and irregularities, using that data to remind you of upcoming bills and alert you to potentially fraudulent transactions.
A MoneyPatrol subscription will run you $84 annually, which works out to $7 per month. But you can try a 15-day trial before you buy it.
CountAbout is another web-based alternative to Quicken. This program supports importing data from both Quicken and Mint, which is nice if you’re making a switch.
When you use CountAbout on a computer, there’s no app to install; you log in to their website. They offer a mobile app for iOS and Android, but not all the features are available.
Why We Love CountAbout as a Alternatives To Quicken For PC: Like most of these programs, you can use CountAbout to create a fully customizable budget, then sync it to your bank account to import your transactions and track your spending automatically. Pretty sweet, right? But that’s not all it does.
With CountAbout, you can also run financial reports at any time throughout the year. The program also offers invoicing capability for small business owners and the ability to attach receipts. So, it is a powerful alternative to Quicken and can replace much of the old program’s functionality – even beyond budgeting.
CountAbout offers two membership options: basic for $9.99 a year or premium for $39.99 a year. The only difference is that the basic membership does not support syncing with online bank accounts. If you opt for the basic membership, your transactions will not be automatically downloaded. You can enter transactions manually or import QIF files from your bank if they make those available.
You can even try CountAbout before committing. Sign up and take advantage of the 15-day free trial on their premium membership.
You Need a Budget (YNAB) is an excellent choice for anyone who wants an easy-to-use and effective budgeting app.
YNAB doesn’t offer a whole suite of money tools like Personal Capital. Instead, it focuses on building a realistic budget and tracking your spending. I think that is great because it does them both very well.
I say a “realistic” budget because YNAB’s philosophy is that a budget is fluid and should be adjusted frequently in response to what’s going on in our lives. YNAB makes it easy to move money between spending categories to keep your budget balanced.
For example, if you’ve budgeted $300 for groceries, but your transactions indicate that you’ve spent $340, YNAB will notify you that you’ve overspent. Then, they’ll prompt you to deduct that $40 from another category. This system is especially useful if your goal is to maintain a zero-sum budget.
Why YBAB Is a Good Quicken Alternative: With YNAB, you have two choices: Automatically import your transactions by connecting to your bank and credit providers, or enter your transactions manually. Automating things is easier, but some may appreciate the option to do things the old-fashioned way.
YNAB offers a free 34-day trial to try a full month of budgeting without commitment. After that, the cost is just $7/month when billed annually ($11.99/month if billed monthly). That means once a year, you’ll pay $84 to use the app/software. Like some other programs, students can enjoy 12 months free – a pretty cool benefit.
Also cool is that YNAB offers a 100% money-back guarantee. So, if you buy the app and decide it’s not helping you take control of your finances, YNAB will give you a full refund. I can’t argue with that!
If you want a better handle on your money, PocketSmith might be for you. Like several of the best alternatives to Quicken, this program provides a strong option for budgeting. Where it shines, however, is with its financial forecasting.
Instead of simply tracking what you’ve already spent, PocketSmith also helps you see what the future holds for your money. The “budget calendar” provides a daily look at your future income and expenses, all on an easy-to-read calendar so you can plan appropriately. Using your current info, you can project your bank account balances as far as 30 years into the future.
Our complete Pocketsmith review mentions that our favorite feature is the “what if” scenarios. This feature allows you to test different spending, and saving decisions and see how they affect your future financial growth. Wondering how reducing your grocery spending will affect your savings rate? Want to take a $2,000 vacation next summer? Use the “what if” feature to understand short-term and long-term consequences.
Like most Quicken alternatives, PocketSmith utilizes live bank feeds to update your transactions automatically. Over 10,000 different financial institutions are supported, so you’ll likely be able to connect your accounts.
Why We Like It: As we mentioned, Pocketsmith’s financial forecasting puts it a notch above many other Quicken alternatives. Additionally, it won’t cost you much to try it out.
The basic functions of PocketSmith can be used for free. However, you are limited to connecting just 2 accounts and 6-months of projections. The Premium version runs $9.95 per month ($7.50 per month if you pay for an annual subscription) and comes with 10 accounts and 10-year projections. Unlimited accounts and 30-year projections are available with the “Super” account, which runs $19.95 per month ($14.16 per month if you pay annually).
Mint is a comprehensive financial tool that Quicken enthusiasts will probably appreciate. Intuit acquired Mint in 2010, shortly before they dropped Quicken from their suite of financial tools. Stew on that for a minute and consider whether Intuit thinks Mint is better than Quicken.
Like with some of the other Quicken alternatives, when you link your financial accounts to Mint, you have access to your whole financial picture in one place.
As we mention in our full Mint review, you can build a budget, track your spending, monitor your investments, and manage your bills. The bills feature nice for people who haven’t automated their bill payments and want the ease of managing them on one platform.
Why It Is a Better Alternative to Quicken: First and foremost, Mint is one of the few completely free Quicken alternatives, so it doesn’t hurt to try it. The program also lets you check your credit score and explains its calculation. This is pretty neat because many people don’t know their credit scores or understand how these scores work.
With all that under one roof, you might be surprised to learn that Mint is free. Hey, we’ll take it.
Banktivity is a personal money manager made for Mac users. The newest version, Banktivity 7, is designed specifically for macOS Sierra. And, when you turn to Banktivity as a Quicken replacement, you can import your data for a seamless transition.
With Banktivity, you’ll sync your bank accounts and use them to build budgets, track your spending, pay your bills, and monitor your investments.
They also offer some cool reporting options. For example, you can generate reports based on category spending or spending at a given merchant. So, if you want to track how much you spend on eating out, you can easily generate a report showing all your spending in that category over a given time frame. Or, if you want to get even more specific, you can easily pull up how much you spent on McDonald’s in the past two weeks.
The “Find” feature in Banktivity is like Mac’s spotlight – it lets you search all your transactions to find the one you’re looking for. This can be a great time saver when trying to check something specific quickly.
Banktivity offers a free 30-day trial, with no credit card required. After that, you can purchase the desktop app for a one-time fee of $69.99. You can then download the app on your iPhone and iPad and sync it across your devices.
Moneydance is another viable Quicken replacement. If you currently have Quicken data, you can import it into Moneydance. It’s available as a desktop app for all the major operating systems or as a mobile app.
Moneydance’s interface resembles a check register, where you see a record of all your transactions. Those transactions can be imported automatically by syncing with your online banking or entering them manually. If you want to go completely Quicken-free, you can manage bill payments through Moneydance by choosing the automated route.
Of course, it wouldn’t be a very good option for personal finance software without the ability to create a budget. Moneydance lets you create spending categories and track your expenditures. You’ll appreciate the interactive graphing tool if you’re a visual person. You can also use Moneydance to track your investments and monitor stock performance.
If you’re technologically inclined (i.e., a tech nerd), you can develop extensions for Moneydance using an Extension Developer Kit they offer as a free download. But I won’t get into that today!
You can try Moneydance using their free trial, which works differently than the other trials we’ve discussed. There’s no time limit on their trial, but you’re limited to 100 manually entered transactions. Still, that’s enough to decide if Moneydance is for you. After that, you can buy the full program for a one-time fee of $49.99. They also offer a 90-day money-back guarantee when you purchase from their website
Next on our list of Quicken alternatives we have Everydollar. If you’re a Dave Ramsey fan, you may want to give his budgeting tool a try.
Everydollar lets you budget your income into customizable spending categories, then enter your transactions and track your spending. The free version doesn’t link to your online accounts, so you enter your transactions manually. (If you want to sync to your online accounts automatically, you’ll need the paid version.) That’s not a deal breaker, but I’ve noticed that the app doesn’t seem to remember the category associated with a payee that’s previously been entered. Adding that would be a nice touch.
This super simple budgeting app should meet the needs of someone who wants to start planning a budget and tracking their spending. The basic app is free, so there’s no risk involved in trying it out for a few months to see your thoughts. For those who want automatic transaction uploads directly from their bank, the app does offer a premium version (EveryDollar Plus)…but it is a hefty $129.99.
GoodBudget is a simple budgeting app that helps you plan and track your spending through a digital version of the envelope budgeting method.
If you’re unfamiliar with the envelope method, this is a style of budgeting where you use an envelope for each spending category. First, you’ll plan how much you spend on each category (usually throughout the month). Then, you allocate cash for those expenses in each category’s designated envelope.
Throughout the month, you’ll take money from a designated envelope each time you need to spend in that category. Suppose you run out of money in an envelope. In that case, you can’t spend any more on that category… unless you borrow the money from another envelope (which will reduce your spending power in that category).
The free version of GoodBudget gives you twenty envelopes and allows you to manually add transactions from your bank or import them through bank activity files. You can also sync across two devices – which is great for using it on desktop and mobile. You can also use one sync to share a budget with your partner.
GoodBudget Plus costs $6 a month or $50 a year. This gives you access to unlimited envelopes and bank account syncing. You can also use the app on five different devices.
Since you’re likely to have more than one account and may both want access to multiple devices, GoodBudget Plus is probably more practical for a couple who shares a budget. That said, it’s great that this software also has a free option.
Dollarbird is another simple, no-frills budgeting app that makes for a good alternative to Quicken. This app is unique in that it’s calendar-based rather than category-based. This means that Dollarbird focuses on tracking your income and spending by day rather than by category.
When you open the app, you’ll see a calendar. From there, you can add transactions (income or spending) for each day. Although you categorize your transactions, the app displays your net daily spending rather than a running category total.
At this time, Dollarbird does not support syncing with your online accounts. This means all your transactions must be entered manually. So, this may not appeal to you if you’re looking to go Quicken-free.
However, you can schedule recurring transactions, so you’re not constantly required to enter your regular fixed expenses. You can do the same with your paychecks if you’re paid a regular salary.
The free version of Dollarbird gives you access to one calendar – perfect if you’re doing a simple solo budget.
The paid Pro version allows up to 20 calendars and can be accessed by three people. Again, the paid option might be more practical for couples. You can pay $4.99 monthly or $39.99 for the year.
If simple smartphone apps are more your thing, PocketGuard deserves your consideration.
PocketGuard helps you budget your money, track your spending, and lower your bills. Better yet, it is available for both iOS and Android devices.
Connect your credit cards, bank accounts, investments, and loans to the app to get started. Your info will sync to the app and update automatically as transactions happen.
Although it’s not as powerful as some of the best Quicken alternatives, it can help you keep an eye on your finances. Like some other programs, this app lets you see the balance of your connected accounts in one place. It can also help you track and categorize your spending, set monthly income and spending goals, and provide tips on where you can save even more. The “in my pocket” feature even shows how much you must spend after accounting for your bills and savings goals.
Its main features can be used at no charge, so PocketGuard is a solid choice for a free Quicken replacement. It’s worth noting, however, that they also offer a paid version called PocketGuard Plus. The upgrade offers significantly more customization (including custom categories, cash transactions, etc.) and costs $4.99/month, $10.99/quarter, or $34.99 if you pay annually.
MoneyWiz is another alternative to Quicken that works with Apple, Android, and Windows devices.
With this app, you can easily sync your financial data into one place. It also boasts a live syncing feature that syncs data between devices in real time.
Using MoneyWiz for budgeting is also a breeze. The app allows you to create different budgeting categories, which you can set up as a one-time or recurring category. Balances can be rolled over from one period to the next, and the program will even monitor your accounts for transactions – automatically updating the relevant information as you go. You can also transfer money between categories, similar to the “envelope” method.
In addition to the automatic syncing functions on the app’s premium version, MoneyWiz also allows you to enter your transactions manually. It can also create multiple reports and graphs, including custom financial reports.
So, if you’re looking to replace Quicken, MoneyWiz may be worth a try. You can get all the functionality by purchasing the premium version for $4.99 a month or $49.99 per year
15. Status Money
Are you competitive about your finances? There’s an app for that.
Status is a free Quicken alternative that allows you to compare your financial situation with your peers. Connect your accounts and start comparing right away. Then, use those comparisons as motivation to improve your financial situation!
Of course, Status is about more than just comparing yourself to others. With Status, you can track your net worth, create spending goals, and monitor your credit. The program also analyzes your savings and spending by category, offering suggestions to improve your situation.
Although Status is not nearly as robust as many other options, it is free to use. (It is ad-supported, so keep that in mind when considering their suggestions.) So, while it may not be the perfect Quicken replacement, it won’t cost anything for you to test it out.
Wally is another personal finance app available for use on your smartphone. This app focuses entirely on budgeting and tracking your expenses. So, if you’re somebody who needs help with those two things (and who doesn’t?), Wally may be for you!
Although the app is attractive, it isn’t very complex. Unlike almost every other program on this list, with Wally, you won’t connect your accounts. This may be a plus for those who are a little skittish about cloud-based apps.
Effectively, Wally is like using a paper budget…except it’s on your smartphone. You’ll have to manually enter your income and transactions, although you can create recurring expenses for bills that stay the same every month.
Even though it lacks automation, Wally does a good job of doing what it sets out to do – helping people manage their monthly budgets. Once you set it up, you’ll be able to quickly compare your monthly income to your expenses, helping you to get a firmer grasp on your finances.
Wally was originally available just for iPhones, but they recently unveiled a new version for Android. According to their website, the app is (and always will be) free. There are plans to add some paid features, but we’ll have to wait and see what those are when they are rolled out.
GnuCash is a free, open-source financial management software on some Windows and Apple operating systems.
The app uses the double-entry accounting method to help you keep track of your finances. Business owners should already be familiar with this concept as it is the preferred method for balancing books and keeping accurate financial records for companies.
With that said, the app can help with your finances as well. You can track your bank accounts, income, expenses, and investments through GnuCash. If you plan to replace Quicken, you can input your information directly from your old software. GnuCash is also capable of running a variety of financial reports for those who need them.
GnuCash is typically better for those with a business and isn’t a perfect fit for most people’s finances. However, it is free so it may be worth a try.
Quicken Alternatives: Final Thoughts
With Quicken no longer the only financial tracking game in town, plenty of options exist. Whether you’re looking for a simple budgeting program or a complete personal finance software package, there’s enough variety on this list to suit almost any need.
Although everybody has their preferences (us included), ultimately, the best financial tools are ones you’ll use consistently. So why wait? Use one of the links above to download a free app or start a free trial to find out what program works for you.
Author’s Opinion regarding the Alternatives To Quicken
The Alternatives To Quicken have very powerful features, while considering the security purpose, priority is very high. No VPN or RDP is required for the said purpose. In some cases, the emulator also works fine, and middleware software also has an important role in smooth functioning. Therefore, the author recommended the Alternatives To Quicken for your personal use and has no issue regarding the installation on PC (Windows and Mac). I hope you also use it without any trouble. If you have any issues, please mention them in the email, and we will provide you with proper solutions. Please like and share with others. We made a lot of effort while collecting the software for your download.
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